Dave Ramsey On Refinancing Student Loans

We’ve been programmed with a belief that if you’ve got a fantastic life and you die, you get an opportunity to go to heaven, which is what the produce heaven is. Anyone’s individual thing. I talked to you, you give me your definition of paradise. You listen to my definition and listen, somebody else are different. We all are creative vision. So heaven is a creative place and I go, so what’s relevant. I go, once I began to understand and stuff, first of all, I never thought in spirituality, but the science reveal utilizing quantum physics and epigenetics, that we are a subject, an energy field playing through this body. What I learned through this first of all, there, there is no such thing as passing of who we are, there’s departure of the body, but the body is like a virtual reality soup an energy field that is different for every one of us is operating in this body.

My, uh, self receptors on my mobile switch distinguished me as being different from you respond to a unique environmental signal, then yourself receptors. So each of us is receiving in the manner of a broadcast that’s running. This biology consciousness is running the biology consciousness. Isn’t physical, it is an energy. And I go, why is it relevant? Because the response was this. The belief that in case you do really well and you persevere, and when you die, you are going to go to this place called paradise. And I go consider this, that we were born into heaven, that we came here to create. That’s what we’re doing. And I say, when we’re creating it right, paradise on earth this year once we’re creating a wrong battle is here. And all of a sudden, I say, oh my God, don’t wait until you perish. That you’re going to go to heaven.

You’re this to set. This is where you came to create. What do you want to create? You may make a thing you desire. This is creation place. But if you don’t know that your creations are being controlled, then we become a victim of a world out of control. And yet we were the creators we gave in to other people’s beliefs. And then we are creating not with our wishes and desires. We are creating with the app. Where’s the app taking us right now. The answer is fear. Shut down. Loss of community breakdown of this system. I go, we could learn or not, that’s it. And this is a learning moment. Take your power back. You are very powerful.
Every human. This is a fact. The mind of a child under seven is in a lower vibrational frequency. When you put wires on a individual’s mind, you read electroencephalograph reading brain activity. A child below seven includes a lower vibration than understanding. It is called feta. Feta is imagination. Oh, that is how kids play with a tea party with mud pies. But to them, it’s a real thing. A kid rides, a broom, it’s a horse it is that is theta imagination. Theta is also hypnosis. And the concept is this, before you can become conscious, if you don’t have any programs, what are you going to be conscious of? So nature makes the initial seven decades, how, what kind of programs are expected to live on this planet? I say, how do you get them? Feta is hypnosis. You just watch your, watch your parents, your watch, your siblings and your community, as you need to learn just how many hundred million rules think about it.

I teach an infant, these rules. I say, you don’t have to first seven years that just that observant and just download it. Look, this is not new. I mean, there’s the famous book, rich dad, poor dad, and essentially said, you come from a poor family and you are able to struggle your whole life and try and get rich, but you’re not going to make it. And if you come from a wealthy family, it might be stupid your whole life and make it not because it was thinking, but it had been unconscious behavior that was downloaded from rich families into kids, which is unconscious. So they are, they are making the correct moves unconsciously. If they engage their conscious mind and they look stupid, but it is unconscious. And that’s the exact same thing with poor people, poor individuals have beliefs from the family, oh, you can not make it.
Life’s a struggle.

Things are hard. And if that is the program, you get the 95 percent of the day, you’ll sabotage yourself. And that’s why poor people stay poor. And rich people stay rich because the programming 95% of our life, this is a fact comes from these programs in the subconscious every day, only about 5% of their life. Are you currently using aware, which is creative 5 percent. So your life is being lived, despite the fact that you believe you’re living your life. Exactly. And you do not see it called subconscious below aware and the Jesuits for 400 years, they had been boasts and people did not understand. They say, give me a child until it is seven. And I will show you the man they’ve been saying that for 400 years. Cause they knew seven years was the program period and 95 percent of your life then will be anything that program is.

Your life is a printout of your subconscious behaviour. The things you like that come into your life, come in because you’ve got a program that supports them. But anything you struggle with work difficult at put a lot of effort into making it happen. Why you’re working so hard. Inevitably you have a program that doesn’t support that conclusion and you’re trying to override the program. So, uh, you do not have to do a lot of shrink and psychology stuff. Because wherever you are struggling, inevitably is a program on your subconscious that doesn’t support that destination. You’ve been on the lookout for. The conscious mind is creative and can learn in numerous ways. Read a self-help book, go to a lecture, listen to this program and aware, mind’s going to get some awareness.

And I go, yeah, but subconscious mind doesn’t learn that way. I go, Ryan. Doesn’t subconscious mind learns in two fundamental ways, obviously hypnosis, that is the first seven years. And after age seven, how do you put new programs in repetition practice? You need to drive a car? You didn’t loan. Discover how by simply getting into the chair and place the key in. You had to practice driving the car. How often did you go from a to Zed? Uh, you know, try to visit, is that until you can complete it, once you completed it, you did not have to return and do it again. So two phases you want to train the subconscious mind hypnosis, uh, repetition. I like the last one because there’s a new phrase. That is bandied about called fake it until you make it.
Meaning.

If you are not a happy person, I say you are interested in being a happy person. Then repeat all the time. I’m happy. I say, well, you don’t look happy or anything. He said, no, I w who am I talking to by repetition? I’m talking to subconscious. If subconscious gets, I’m happy and 95% of your life comes out of that. Subconscious. There’ll be a point once the subconscious got, I am happy. You didn’t have to say it again. It will be automatic. Because if you do that daily, it’s repetitive. But that’s the that is. The secret part is putting a sticky note on the refrigerator is more like a suggestion, but it’s not a repetition. So it doesn’t work very well. However, you must do repetition is a, it’s a habit it’s making habit. So you have got to do something in the sense of repeating it, repeating it, repeating it to make it work.

If you don’t like the plan, you do not like the way it’s turning out. Well, then you can re-program it. And you could get the things you want. The film, the matrix isn’t science fiction. It’s a documentary. This is the entire story of this matrix matrix. You have been programmed. We can have a red pill and escape the program. Okay? Biologically scientists have studied what is called mind drifting. I said, what is mind wondering? I said, well, your conscious mind could be focused on a job or your conscious mind could go off into a, you know, think about things. Okay? Uh, and the significance of that is when the conscious mind is staying in front, you are an absolute control, fantasies, desires, what you want, conscious thoughts, creative you are in control. But the moment your conscious mind takes off into a thought or starts thinking or whatever happening.
Uh, it lets go the wheel, the autopilot takes over.

Okay. So the idea is that, if your mind is drifting, then you’re being run by the subconscious mind. Uh, and it turns out that this is extremely negative when your mind is straight forward and consciousness, you’re, uh, you are controlling the car. Look, you have been on the lookout for this partner, your whole life. This isn’t the time to go thinking about, I think it’s intended to be, oh, look what I got right here in front of me. And I say, well, think about it this way. Your life could suck daily, every day, every day, every day. Then you meet this individual in 24 hours afterwards.

It’s heaven on earth, four hours later. I’m so in love. You know, even the job is not so bad anymore at the food tastes good. And the music is so far better and love and love and love. I go, what the heck happened? You had all of this negative, negative. And then in 24 hours, you have this heaven on earth. That is what falling in love is at that moment, you stop playing the program. Now you’re working from conscious mind, which is imaginative, which by definition is wishes and desires. What the hell do you want out of your life? If you answer that question, it’s a creative answer. And by definition, it’s conscious. So that your wishes and desires are in your conscious mind and a normal person’s life. 5% of the day, you are moving toward that.

95 percent of your playing with the program. You fall in love 100. It was actually 90%, I believe is the number 90 percent from conscious mind, 90 percent of the day, you’re now operating from creative wishes and wants like, oh look, I said, your life sucked all the way up. And 24 hours of operating on wishes and desires and not enjoying the program, turned earth into heaven for you at that moment. And then you go, well, how come the honeymoon does not last I go, because inevitably, you still need to think about things, your occupation, your chores, your requirement’s what would you’ve got to do.

And at some point, once you start thinking, then the conscious mind is shut off. And guess what shows up all those behaviors in the subconscious mind that were negative 70% and your spouse, remember your partner and you fall in love, same time.Both of you operating from conscious mind with fantasies and desires. And all of a sudden you begin thinking, and then this behavior shows up. This was your mother, your father, or whatever thing you learned. And your spouse’s like, where the hell did that come from? It was like, where did this come from? I have not, you know, we have been in his honeymoon. I have never seen that behaviour. If you wish to play that behavior on the first date, then maybe we wouldn’t have a second day, but now it shows up. And I say, why did it show up? Because I ceased being mindful. Okay. So how do you teach people to keep the honeymoon alive is to change the subconscious program. And it’s easy for reason, reasoning, a straightforward conscious mind wishes and needs, subconscious mind schedule. Well, what if you took the fantasies and desires and made those apps, then guess what?

You do not even need to consider it. You may automatically 95% of the day be playing behaviors to manifest Joe’s wishes and desires. So reprogramming the subconscious with fantasies and desires means that you don’t even have to consider it. So when you fall in love, the cocktail of chemicals coming from your brain are things that enhance your vitality, your life make you fitter, happier, and joy. I go the identical person. If they open their eyes and see something which scares them, not one of those love chemicals are going to come out of the brain. At the moment, stress, hormones and inflammatory agents are going to be released by the brain. All of a sudden, I said, well, did you change the chemical makeup, the culture medium. I go, yeah. Medium control the fate of these cells, the composition of your blood controls, the destiny of your cells, the composition of blood, based on the image in your mind, change the picture you change the chemistry.

Virtually everybody has the exact wishes and desires to be in love, to be happy, to be healthy, to be calm. That’s a standard wishing desire of everybody. And if we all lived with those wishes and desires, this world would change overnight. We’d have harmony. We would have peace. We would have nature a community environment, but until we change people subconscious programs and we become victims of the app rather than creators of our life. And when this is known and people can say, wait, I have a choice. I say, you do. You may play the programs you’re playing, or you could rewrite those apps and take power back. And that is our destination.

Hi, I’m Bruce Lipton, author of the bestselling books of biology belief, spontaneous evolution, and the honeymoon effect. And science is revealing a completely different understanding of who we are. We’ve been programmed to be victims and yet science and quantum physics as well as the new science of epigenetics, especially reveal that we’re not victims, but we are creators. That would be our way of life. And in this respect, while I talk about this a lot, there’s an idea that pictures present a thousand words and an animation really represents countless words. And that’s why I am so excited and in gratitude to afterschool, because afterschool has taken the complexity of the words and made it in the simplicity of the pictures. And that is how we can find out more knowledge, more energy.